| 1E - DSCR < 1.10, 4C – Tenant> 30% NRA lease expiration. The loan is secured by a 23,328 sf medical office property in Lawrence, KS built in 1985 and renovated in 2006. The property was inspected 7/7/2008 and rated in good condition. YE 2008 NCF DSCR is 0.93 with occupancy of 100%. 3Q 9/30/2008 NCF DSCR is 1.15 with occupancy of 100%. Per the primary servicer, the decline in DSCR is attributed to a decrease in base rents. Per the borrower the base rent is low due to the tenants\' rental payments being recorded in the month they are received, and many tenants prepay rents. Therefore, it is likely that some 2008 rents were prepaid in 2007 when the YE DSCR was 1.94. Rollover pertains to the largest tenant at the property whose lease is expiring within the next six months. CMP Media occupies 10,208 sf (43.76% NRA) with a lease expiration of 8/31/2009. Per the primary servicer, CMP has extended their lease through October 2009 and is expected to sign a longer term extension in October. Bank of America has requested 1Q 2009 financials from the primary servicer and will continue to monitor the loan.
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