If you plot annual rate of bank failures vs time of year, it looks like we might hit 150 bank failures this year.

With 7 Fridays to go, they won’t be doing a closing on Christmas, that’s an 5 failures a week until the end of the year.

My guess would be somewhat less, in the 135-145 failures through the end of the year though.

Note that the data at the start of the year is of a smaller grouping, so inherently noisier.

The trend from June on seems to be clear: that bank failures, which were at around 1½ a week, began accelerating, and it now looks to be averaging around 3/week.