OK, we have a bank shut down today, a day before the normal Friday closures, and it makes 27 for the year, LibertyPointe Bank, of New York, NY.

I would note that the trend line moved down a bit, because we added one to the sample, but 6 to the number of days, and we are trending around 3 a week. There will be a more meaningful pic tomorrow.

I’m wondering if the FDIC is waiting to roll up a sh%$mess of banks tomorrow, or if this is some peculiarity of the New York State banking department, which executed the closure.