So not a Yid!
It is pronounced “Hoot” (same vowel sound as book) “Spah”.
It’s not pronounced chute-spa!
I don’t expect her to get the guttural “h”, she is, after all a gentile, a Minnesotan, and a Lutheran,* so she has at best limited experience in that consonant, but seriously, don’t speak Yiddish unless you understand Yiddish.
I’d call her a schmuck, but a schmuck has a head.
*Specifically, the Wisconsin Evangelical Lutheran Synod (WELS), which is arguably the most antisemitic and anti-Catholic Lutheran sect in the united states.