I think that it is a good thing that the Maryland leg, and Governor O’Malley has signed into law, substantial changes in the time lines for foreclosures.

Basic gist of the bill is that the ender cannot file for foreclosure until at least 90 days after default, and there must be 45 days notice of foreclosure, with personal service, meaning a guy handing you papers.

It used to be theoretically possible to foreclose in 15 days.